Financing

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Lakeside Financing Philosophy

Smart. Simple. Dependable. Available. We are working for you.
Smart. Credit lines have limits, which is why successful business owners build long-term relationships with as many finance sources as possible. Keep your bank credit line free for capital expenditures and emergency cash flow needs.
Simple. We make it easier to walk in and out of our dealership with a new or used truck or trailer product by streamlining the entire process of buying your equipment. We’re straightforward and don’t hit you with hidden fees during the life of your loan, because we want you to finance with us again. After all, we’re solely dedicated to transportation financing.
Dependable. Most importantly, with 60 years of consistent industry support, you can be sure Navistar Financial will be with you through the cycles and over the long haul.
Available. Lakeside International Trucks is here to serve you. Our Finance Manager can help educate you on any of our finance products, help customize the product that is best for your business and walk you through the entire financing process.

RETAIL FINANCING

Also known as debt financing, a retail finance contract allows you to include funding for related equipment and many other costs for purchasing trucks and trailers. When you work with Lakeside International Trucks and Navistar® Financial, you can enjoy simple processing and documentation and straightforward, simple-interest loans.

TRAC LEASE

If you want maximum monthly cash flow with a limited initial investment, but still want to retain ownership, then you should consider a TRAC (Terminal Rental Adjustment Clause) Lease. It has a predetermined purchase price at lease end, which makes trade-in more predictable. Eliminate guesswork by paying a fixed amount equal to what the vehicle is predetermined to be worth at the end of your lease.

FMV LEASE

If you want to enjoy new equipment without worrying about trade-in values, and you want maximum cash flow, consider an FMV (Fair Market Value) Lease. FMVs are available on new vehicles and recommended when ownership and depreciation benefits are not desired. You aren’t responsible for your equipment’s residual value at the end of the lease term and will have several choices offering maximum flexibility.*

MUNICIPAL LEASE

We offer tax-exempt municipal leasing to help the public sector obtain necessary equipment while staying within your budget. With a $100,000 budget, we can help you acquire more vehicles in year one. For example: a $100,000 budget can purchase two vehicles using cash or it can purchase nine vehicles using a 5-year municipal lease.

RETAIL FINANCING

Do you really want to be in the transportation business?
Also known as debt financing, a retail finance contract allows you to include funding for related equipment and many other costs for purchasing trucks and trailers. When you work with Lakeside International Trucks and Navistar® Financial, you can enjoy simple processing and documentation and straightforward, simple-interest loans.

TRAC LEASE

If you want maximum monthly cash flow with a limited initial investment, but still want to retain ownership, then you should consider a TRAC (Terminal Rental Adjustment Clause) Lease. It has a predetermined purchase price at lease end, which makes trade-in more predictable. Eliminate guesswork by paying a fixed amount equal to what the vehicle is predetermined to be worth at the end of your lease.

FMV LEASE

If you want to enjoy new equipment without worrying about trade-in values, and you want maximum cash flow, consider an FMV (Fair Market Value) Lease. FMVs are available on new vehicles and recommended when ownership and depreciation benefits are not desired. You aren’t responsible for your equipment’s residual value at the end of the lease term and will have several choices offering maximum flexibility.*

MUNICIPAL LEASE

We offer tax-exempt municipal leasing to help the public sector obtain necessary equipment while staying within your budget. With a $100,000 budget, we can help you acquire more vehicles in year one. For example: a $100,000 budget can purchase two vehicles using cash or it can purchase nine vehicles using a 5-year municipal lease.

Truck Credit Application